Now's the time to refinance your mortgage to get a great rate & a free vacation In the news, people are being told that banks are not lending; however Members Credit Union has money to lend to meet the needs of their members. They?ve also partnered with Northeast Mortgage Corporation to provide a wide array of mortgage options. They offer programs with competitive rates, unsurpassed service and a smooth mortgage experience. Their product offerings range from conforming loans to non-conforming loans for those with credit or income issues that would normally be turned down elsewhere. There are no pre-qualification or application fees ... so there?s no reason not to apply. The online application is quick and easy to complete. You will receive a preapproval in just seconds.
	Go Green with Electronic Statements and you could win $500 in cash* We are trying to find ways to reduce the amount of paper we use everyday. Monthly and quarterly statements account for our biggest single use of paper for Members Credit Union. So, we are asking members to sign-up for electronic statements and we?ll enter you in a drawing for $500. There?s quite a few reasons to sign-up today: Electronic statements are safer ? Eliminate the opportunity for thieves to steal your information from your mailbox or your home file cabinet. Electronic statements are housed on our secured server and members can view and print them from our home banking site. Win $500 ? Everyone who signs up for electronic statements between now and March 31, 2009, will be entered to win. Reduces paper use - last quarter, we used over 17,000 sheets of paper and each month another 8,000. That?s a yearly total of over 132,000 pages! To sign-up for electronic statements is easy! Send us an email at info@memberscu.coop today! *No purchase necessary. Within 10 days of sign-up you will receive our Electronic Funds Transfer Agreement.
	Looking to take advantage of the equity in your home? You have come to the right place, as we have one of the best home equity line of credit loans available!  As low as prime - 3/4 for the life of the loan, with no closing costs, no annual fees, and no minimum balance to retain your rate.  Put your equity to use for any worthwhile purpose: college tuition, home improvements, or purchase a new vehicle.  A home equity loan is quick and easy at MCU.
	Looking for a new or used car loan?  We offer both at the same great low rate.  We discount our rate based on the MPG that your vehicle gets, and the downpayment that you make.  See us today, and you could be behind the wheel of your new car tomorrow!
	Check out our Great VISA product!  Our VISA is very different than the other offers that you receive in the mail.  We don't bury you in "fine print".  Our fees are lower and our benefits are greater than other many other cards.  Your rates won't increase to 18-21% when our promotion is over.  We won't charge you 3% for a cash advance or balance transfer like many other cards do.  We don't charge a fee for using your card internationally.  And you will earn points for merchandise or travel with every purchase.