Loan Sale Rates Effective August 1, 2010
*All rates are quoted "as low as". Your actual rate will
be based upon your Fair Isaac credit score.
Home Equity Loans *
| Loan Type |
Term |
APY * |
|
|
|
Home Equity
Line of Credit |
15 years |
4.00% Variable ^^
(Prime rate +.75%) as listed in the Wall Street Journal on the last day of the month |
| Fixed Home Equity |
5 Years |
4.25% Fixed |
| Fixed Home Equity |
10 years |
5.75% Fixed |
| Fixed Home Equity |
15 years |
6.00% Fixed |
^^HELOC 4% floor applies.
Interest may be tax deductible. Consult your tax advisor.
Traditional Vehicle Loans * ** *** ****
| Loan Type |
Term |
APY * |
|
|
|
New Auto, 100% financing
New Auto, 100% financing |
up to 24 months
up to 36 months |
4.00%
4.00% |
| New Auto, 100% financing |
up to 48 months |
4.15% |
| New Auto, 100% financing |
up to 60 months |
4.25% |
| New Auto, 100% financing |
up to 84 months |
6.00% |
| Used Auto, 100% NADA *** |
up to 24 months |
4.00% |
| Used Auto, 100% NADA *** |
up to 48 months |
4.15% |
| Used Auto, 100% NADA *** |
up to 60 months |
4.25% |
| Recreational Vehicles **** |
|
Auto loan rate + 2% |
*** NADA used auto values can be found at NADA.com
****Recreational vehicles, including motorcycles, boats, ATVs, snowmobiles and jet skis - rate is 2% higher than new auto loan.
Personal Loans include Signature and Overdraft Protection * **
|
Loan Type |
Term |
|
APY * |
|
Student / Computer |
up to 24 months |
|
10.00% |
|
Personal Loan |
up to 36 months |
|
10.50% |
|
Personal Loan / Overdraft |
up to 60 months |
|
12.00% |
| VISA Classic |
|
|
14.99% |
|
VISA Platinum |
|
|
9.99% |
Share Secured Loans *
|
Loan Type |
Term
|
APY * |
|
Share Secured |
up to 36 months |
5.05% |
|
|
|
|
**** APY = Annual Percentage Yield
Share secured loans are based on the security of your
savings, and you will receive the quoted rate regardless of your credit score.
|
