Savings Rates effective 
August 1, 2010*



Savings Products

Dividend

APY*

Share/Savings     .05%     .05%
IRA Savings     .05%     .05%
Checking        
Club Accounts     .05%     .05%
Money Market Account up to $20,000     .15%     .15%
Money Market Account up to $50,000     .15%     .15%
Money Market Account up to
than $100,000
    .25%      .25%
Money Market Account greater      .25%      .25%
than $100,000
 3  Month Certificate Account* **     .15%     .15%
 6  Month Certificate Account* **      .35%      .35%
12 Month Certificate Account* **    .749%      .75%
18 Month Certificate Account* **      .898%     .90%
24 Month Certificate Account* **   1.196%   1.20%
36 Month Certificate Account* **   1.544%   1.55%
48 Month Certificate Account* **   1.898%   1.90%
60 Month Certificate Account* **    2.040%   2.05%

*APY = Annual Percentage Yield

*$500 minimum balance to open Certificate.  Planet M and Boom members  may open a Certificate with $250.00. Subject to penalty for early withdrawal.  Certificate Rates may change without notice.  Please contact office  for currrent rates.

Traditional and Roth Individual Retirement Accounts and Coverdell Education Savings Accounts (IRAs) are offered, and can be invested in an IRA savings, money market or certificate accounts.

Clubs offered include Holiday, Summer Pay, or U-Name-It accounts.

                                               
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