The Board of Directors and Staff wish you

 Happy New Year!

 

Please note our hours effective January 1, 2010:

  

                                  Monday, Tuesday          9:00AM   to 4:30 PM

                                  Wednesday                   12:00PM  to 4:30PM                     
                                  Thursday, Friday           9:00AM    to 4:30 PM     
                                  Saturday                        9:00AM  to  1200PM                                    
     
                      (Stamford only)

Please see a letter from the president explaining why we have made the decision to eliminate evening hours on Tuesday and Thursday.




Apply for a
Home Equity
Loan today!





Going green starts at home with Government Tax Credits & a MCU Home Equity Loan

In 2009, the federal government approved tax credits to help homeowners make their residence more energy-efficient. The tax credits cover 30% of material or labor costs depending on the improvements. Click here for more details on the tax credits. For financing, call or visit our office today! 

Improvements that qualify for up to $1,500 in tax credits:
Window & doors
Insulation
Roofs (Metal & Asphalt)
HVAC
Water Heaters (non-solar)
Biomass Stoves

Improvements that qualify with no upper limit:

Geothermal Heat Pumps
Solar Panels
Solar Water Heaters
Small Wind Energy Systems
Fuel Cells




 

Avoid Higher Credit Card Interest Rates
Switch to a Members Credit Union Visa


Credit card companies are raising interest rates
on their credit cards across the board because of recent legislation that will curtail
their ability to raise rates
in 2010. Consumers with
excellent payment history
and credit
ratings are seeing
their low rates (many below
10% APR) being raised to
over 20% APR. Switch to a MCU Visa today! We offer Visa Classic or Visa Platinum, your choice.







Credit Unions: Safe. Secure. Always.
If your money is in one of America's credit unions, it is in one of the safest financial institutions around. "Our credit union has not been plagued with high delinquencies and eroding capital," said MCU President Kathy Chartier." That's because our first concern has always been the well-being of our members, not stockholders. We have never engaged in high-risk loans that would jeopardize the safety and soundness of our institution. We actually have higher capital than the average bank."

The reason is simple ... credit unions are cooperatives, owned by the members that use them. Their board of directors are members which makes them keenly aware of the importance of acting in a prudent manner when enacting policies. Credit unions set their pricing and product offerings based on what's best for the members and the health of their organizations. Plus all accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government, effective 10-3-08 with the passage of the bail out legislation. Find out more by visiting NCUA and the Credit Union National Association (CUNA).

Get more information about the National Credit Union Share Insurance Fund and Your Insured Funds.

Please follow this link for a message from our president.


 


August 2009
Issue Now Online










Check here for important info!
FRAUD ALERTS




 24/7 Mortgage Info and Preapproval


VISA Online


Surcharge free ATMS


Protect Your Debit Card From Fraud


Order checks Online



For elementary school students



For middle
school students



For high school students

Employment Opportunities


Anytime Advisor comes to
Members Credit Union

Need help with balancing your checkbook, buying a car, purchasing a new home, credit management, identity theft and other financial help? We've got interactive, sound advice on how to handle all these situations.


Presione aqu? las versiones en espa?ol.







 

 

Introducing Quick Loan
It is not your typical loan since it does not require a credit check and there is no interest charged. The short application take just seconds and it is processed in minutes. Click here for more details.




 

BALANCE Financial Fitness Program
Whether you're interested in developing a workable spending and savings plan, getting out of debt, understanding and improving your credit report, buying a home, or planning for your financial future, Members Credit Union wants to help. That's why they've provided access to free and confidential financial counseling and education through BALANCE.
Click here now.





Hey Teens: Check out these Guides to Independence
We are pleased to add Guides to Independence for our young (and young at heart) members.  These are short tutorials on saving money, spending money, managing money, and borrowing money.  You can even print out a certificate of completion when you are finished. 
Follow this link, and take a look today!







Hey, Kids!
Download our
coloring pages



























































 

 

 

 

 

NCUA logo
Link Disclaimer

Members Credit Union offers links which allow  members to visit other sites from our website. We provide these links for convenience and courtesy to our members. Please review each site's privacy policy when visiting them. Members  Credit Union assumes no responsibility for these sites.

Copyright 2008 Members Credit Union

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